Investment Diary

 On Tuesday night, Palantir in a  regulatory filing  disclosed that Karp’s new plan will allow him to sell nearly 10 million shares of company stock in the next six months. Palantir has been issued Stock-based compensation award to their employees which is around $8 back in 2022. The 2022 EPS is 0.06 vs 0.41 in 2024 EPS. Karp selling his 10 million shares in the next 6 months to take some profit is a good signal that he is slowly taking profit as the business is growing.  https://www.fool.com/investing/2022/05/25/what-palantirs-stock-based-compensation-means-for/ Palantir is a IT solution helps to save costs and bring efficiency to company/ US defense agency. I don’t think is going affect Palantir because they may focus on commercial area to less reliance on the government. There is increasing income from commercial   Based on their 2024 commercial customer count, there was 73% increased from 2023 to 2024. There are high demand in AI solutions spa...

  To summarized Level 2 concept: Buy and Hold on growth company that we understand very well. This concentrated portfolio contained moat companies with a good earning report.  My focus on quality attributes which we can't find an answer in their financial statement . Stock such as Palantir was invested in their early from $10 before they were included in S&P 500 and Nasdaq 100 .  Fat-Pitch strategy approaches when the wide moat company is big discount price due to some reasons. I invested in Amazon when the share dropped to $130 in 2023. They invested in AI and robots to replace thousand of staff which will help to reduce costs and improve efficiency in their production. AWS is going to be their biggest income in the upcoming year given AI narrative it still early. Whenever there is a pullback from the market, I will pull out from the fund in level 1 to pick  a cheaper price.

After 6 years of investment, I need to note down what I learned for my personal finance. I used to believe in saving money however when Covid breakout  I was retrenched from the airport. There was a thought that my future is uncertain. I managed to conclude a synergy model that work for me. The pie chart above shows how I structure my portfolio into a eco-system.  At  this level 1 stage, I am making sure that at least of 4 months of salary to cover my downside. I always transfer some salary and dividends to SGD Money Market Fund if the stock market remain bull case.  A few years ago, I constantly invested my CPF into S&P 500 (SGD Hedge) leaving at least 30K in the OA however I decided to full withdraw the fund back to OA due to BTO a home with a return of 35%.  Leve 1 stage, is the based of my investment setting it provides synergy to Level 2 and Level 3. I think training our patience is so important at this stage when the opportunity happens I able ...