Investment Diary

The best opportunity to own a growth stock is when the company’s share price is suffering a deep dip but fundamental unshaken. If we consider using wheel strategy by doing sell-put options using deep- OTM (Strike Price= Current price - 20%)  and setting a short-term expiration date(7- 60 days); collecting upfront premium while waiting share price drop below strike price assigned to buy the stock at the discounted price but if the stock price still above the price we can continue to restart sell put and collect upfront premium again. How option price derived: An option’s price (premium)= Intrinsic value + Time value (Extrinsic Value) As a seller direction:         Extrinsic value= Theta (Time Value) + Implied Volatility        Strike price less than Stock price is Out-Of-The- Money (OTM) ( No intrinsic value )        Sellers: Generate income from selling Time value Time value affects the premium of the opt...

  What is Bull Put Spread? In trader view, Bull Put Spread is considered a moderately bullish (Neutral to bullish view) . You think the stock reach ‘bottom’ and won’t drop lower. The best time to exercise BPS when there an uptrend or chopping sideway. Profit potential is generally limited and depends on the share price remaining above the sell-put strike price at expiry. How Bull Put Spread works? Sell Put + Buy Put = Bull Put Spread Strategy consists of selling put option while buying put option at a lower strike price to help define risk exposure. While the long put (buy put) may help limit downside risk, losses can still occur and options strategies may not be suitable for investors. Using vertical spread at same expiry date and both options must be Out-The-Money (OTM), Zero Intrinsic. Example Spread width: $210 (sell put) - $200 = $10 Total premiums: $0.93 - $0.17 = $0.76 Max loss for 1 contract: ($10 - $0.76) x 100 shares = $924 Max gain for 1 con...

CPI result released The latest U.S. Consumer Price Index (CPI) report shows that in May 2026, prices rose 0.5% month ‑ on ‑ month (seasonally adjusted) and infliation 4.2% year ‑ on ‑ year in May (not seasonally adjusted). The biggest drivers were energy (+23.5% YoY, gasoline +40.5%) and shelter (+3.4% YoY), while food prices rose more moderately at 3.1% YoY.  Energy is the main inflation driver, because of closing strait of Hormuz has started showing up in the inflation data. Core goods actually fell -0.5% month over month. Consumers are still willing to spend their on goods. We will need to see how Kelvin Warsh interpret this CPI report.  CPI report release Fomc meeting  Us federal reserve to hold interest rates steady 3.50%- 3.75%. This is Kevin Warsh’s first meeting, he was called for removing forward guidance and appointing task force tackling five areas of monetary policy  SpaceX IPO debut IPO price was $135 and trading to public $150. I think there are many ho...

 I opened a sell covered call  SoFi  May 29' 26  $17.5  0.04 on 22 May 2026, stock price $15.56 and on Wednesday I noticed there was a strong rebound trend since Monday. Before my mistake, I did not close the contract until the last day, and there was no proper exit strategy to avoid heavy losses. I absorbed $0.59 damage in order to hold Sofi stocks in the long term as I believe in their growth story. I consulted a sell put options expert.  This was his reply: Having a stock move above a covered call strike is not necessarily a bad thing, as the money you'll make on the stock appreciation should more than offset whatever you might lose on the covered call (as long as the call strike is above your stock's initial cost-basis). Now, I understand the concern about not wanting to relinquish the stock if you're still bullish on it, especially for the long term. A couple of choices to consider: Roll the call strike up & out if the stock gets close.  This ...

 The $1.5 billion capital raise in late 2025 fueled speculation about acquisitions, but management clarified it was not specifically earmarked for one. Anthony Noto purchased 56,ooo shares at $17.88 on 2/03/2026 Anthony Noto purchased 28,900 shares at $17.32 on 17/03/2026 Sofi acquired composer 11/05/2026 Composer Technologies is an AI-native, no-code investing platform that allows users to build, backtest, and execute automated trading strategies across US stocks, ETFs, crypto, and options without requiring coding skills.  Founded in 2020 by Benjamin Rollert , Ananda Aisola, and Ronny Li, the company utilizes a proprietary visual editor called Symphonies and large language models (LLMs) to translate natural language prompts into executable algorithmic strategies.  Anthony Noto purchased 15, 878 shares at $15.73 on 8/05/2026 SoFi acquired PrimaryBid - 12/05/2026 PrimaryBid is an FCA regulated fully digitised platform that connects publicly-listed companies with e...

The market is anticipating few events in May 2026! Firstly,  Kevin Warsh will be governing Fed reserve. The current CPI inflation is 3.81% ( good inflation rate: 2%) and US 10 year treasury yield is 4.55% and is interesting to observe him tackling inflation and balancing employment rate.  Whether Kevin Warsh able to be independent or not, we have to be defensive approach in the midst of uncertainty. Secondly, US-China Summit is happening right now Trump bringing many CEO such as Nvidia, Qualcomm, Master, Micron and etc to make a deals with China. Trump invited president Xi to White House on 24 September While I believe these are the win-win situations for the both sides and rest of the world. Lastly, As we still digesting the current events, I collecting premium income using cover-call options trading. Sellers always be love time decay if they did risk calculation while holding stocks why not open short-term contract it provides income and not selling the stocks.  Options...

 During this quarter of 2026, we are experiencing Trump-initiated war on Iran. The oil prices surge due to the strait of hormuz blockade, the stock market is facing uncertainty. I decided to keep DCA on SGX and Sheng Siong because their solid balance sheet which I believe they can sail through such a crisis especially  SGX is the monopoly play in Singapore, as I foresee there will be many IPOs coming due to compelling stability, strong currency and foreign asset managers interested in EQDP expansion and Sheng Siong growth story supported by more BTO projects. I had closed Mapletree Industrial Trust because I don't see any growth in this REIT, will use the fund to DCA SGX and Sheng Siong, meanwhile the fund in the MMF now. In US market, I investing on MSFT, SP Global and SoFi whenever there's a chance. Sell put option Sofi to collect premium and willing to buy the shares if the share price fall below the strike price. I was expecting the share price dropping massively after ear...

This portfolio only concentrate on small amount of DCA monthly. As Trump commenced global tariff causing market uncertainty, I remind myself to keep investing on the good fundamental businesses when temporary weakness. I viewed tariff won’t last long so I continued to invest only in DBS because the price seems to reasonable yet slightly expensive. In second quarter, after reading  sheng siong's annual report  on expanding their outlets which align HDB Master plan and upcoming CDC vouchers, may boost their revenues that given me a sense of confident in Sheng Siong future growth and their defensive approach. I just need to remind myself Sheng Siong does contribute massive dividend but the future value and increase dividend are worth to invest in this portfolio. Decreasing DCA in DBS because the price is overprice  while NII start to slow down as the fed cutting rate. The third and last quarter, I continued to DCA in Sheng Siong for its strong fundamental during thes...

Recently, I read the MSFT earnings and caught my attention that they had 9,000 layoff restructuring for AI revolution. MSFT is scaling data centre faster than competitors, the main strategy is to migrate work load  to azure in the result of increase high-margin recurring income. Cloud and GitHub will provide synergies to the mircosoft ecosystem. Whether the market down or up, it's foreseeable that migration is still going on. I bought some when there was a short-term weakness last week. Considering PE 36 and MSFT is near monopoly and higher switch cost using AI integrate all their services for the future. Long story short about the cloud segment, they are creating synergies by surrounding Azure.  I adding small portion of sofi and CrowdStrike due to temporary drop. I increased my position SOFI after their earning report released. I so confident at Anthony Noto's leadership, they raised new common stock for growth strategy in the future. This company will take advantage of cryp...

We are in the middle of 2025, there are Trump tariffs and wars in the rest of the world created uncertainties may affect our investment returns or performance.  My investment portfolio overall still growing despite having heavy weightage of Palantir, which I am still confident to hold. In order for US government to create efficiency on defense sector, Palantir is the only trusted software to organise LLM. The more chaos in geopolitics, the more stronger Palantir will be. There’s some upside awaiting for them to commit in private segment. The valuation is inflating and speculative right now.  I been buying S&P Global at the range of  $478- $500, refinance and M&A will be the potential drivers to move the credit rating when US rate cut. I will keep buying S&P Global whenever I see there's opportunity arise it'll going to be my core equity in the future, as I consider this company carries strong fundamentals, cash generator and strong cash flow despite economic t...

Recently, I and my gf discussed about weathering the storm of our future and we concluded that there’s a need to build a portfolio. We are considered a young couple waiting to collect key and we need some funds such as renovation, expenses and protect our downside.  I projecting this fund (building the foundation) as mid-long term 3-5 years. After we should able to proceed growth index or stock pick in small allocation. I believe using S&P 500 as a benchmark is reasonable because the holding majority derives from US and tech stocks. During the drip cycle we need to buy even more than usual DCA to beat S&P 500. I suggested investing small amount of world index as a foundation since she has mild knowledge about investing. World index ETF is the safer to invest passively in the long term which adjust the market cap over time by geographic basis. We aware the world index is not a growth massively than S&P 500 or Nasdaq but it provides us a good sleep during uncertainly. O...

S&P Global is a financial intelligence company that provides data, analytics, and technology solutions to help clients make informed decisions in global capital, commodity, and automotive markets. It operates through various divisions, including S&P Global Ratings, S&P Global Market Intelligence, and S&P Dow Jones Indices.  What are credit ratings?  Credit ratings express an opinion about the ability and willingness of an issuer to meet its financial obligations in full and on time. They also speak to the credit quality of an individual debt issue and the relative likelihood that the debt issue may default. Corporations or governments often raise funds for projects—such as the construction of a factory, school, or highway, or a green energy project—by issuing debt securities like bonds. Our credit ratings can help them communicate their creditworthiness Why Clients Obtain Loan Ratings?  Efficient and transparent market pricing. Increased liquidity in ...