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Mid-year 2025 report

We are in the middle of 2025, there are Trump tariffs and wars in the rest of the world created uncertainties may affect our investment returns or performance.  My investment portfolio overall still growing despite having heavy weightage of Palantir, which I am still confident to hold. In order for US government to create efficiency on defense sector, Palantir is the only trusted software to organise LLM. The more chaos in geopolitics, the more stronger Palantir will be. There’s some upside awaiting for them to commit in private segment. The valuation is inflating and speculative right now.  I been buying S&P Global at the range of  $478- $500, refinance and M&A will be the potential drivers to move the credit rating when US rate cut. I will keep buying S&P Global whenever I see there's opportunity arise it'll going to be my core equity in the future, as I consider this company carries strong fundamentals, cash generator and strong cash flow despite economic t...
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Build a Generation Wealth portfolio from scratch.

Recently, I and my gf discussed about weathering the storm of our future and we concluded that there’s a need to build a portfolio. We are considered a young couple waiting to collect key and we need some funds such as renovation, expenses and protect our downside.  I projecting this fund (building the foundation) as mid-long term 3-5 years. After we should able to proceed growth index or stock pick in small allocation. I believe using S&P 500 as a benchmark is reasonable because the holding majority derives from US and tech stocks. During the drip cycle we need to buy even more than usual DCA to beat S&P 500. I suggested investing small amount of world index as a foundation since she has mild knowledge about investing. World index ETF is the safer to invest passively in the long term which adjust the market cap over time by geographic basis. We aware the world index is not a growth massively than S&P 500 or Nasdaq but it provides us a good sleep during uncertainly. O...
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S&P Global Inc.

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S&P Global is a financial intelligence company that provides data, analytics, and technology solutions to help clients make informed decisions in global capital, commodity, and automotive markets. It operates through various divisions, including S&P Global Ratings, S&P Global Market Intelligence, and S&P Dow Jones Indices.  What are credit ratings?  Credit ratings express an opinion about the ability and willingness of an issuer to meet its financial obligations in full and on time. They also speak to the credit quality of an individual debt issue and the relative likelihood that the debt issue may default. Corporations or governments often raise funds for projects—such as the construction of a factory, school, or highway, or a green energy project—by issuing debt securities like bonds. Our credit ratings can help them communicate their creditworthiness Why Clients Obtain Loan Ratings?  Efficient and transparent market pricing. Increased liquidity in ...
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